IRC §223 cited · 2024 limits

HSA Triple Tax Advantage

Deduct now. Grow tax free. Withdraw tax free for medical. The only triple advantage in the code.

HDHP coverage type

Your age

Marginal tax rate now (%)

Years until you need the money

Expected annual growth (%) if invested

Your HSA optimization

Max Contribution

2024 limit

Tax Saved Today

Above-the-line deduction

Value in 20 Yrs

Tax free if medical use

Strategy loading...

Catch-up contribution (age 55+): $0. Per IRC §223(b)(3).

Have us optimize your HSA + tax return →

Estimates only. 2024 amounts: $4,150 self / $8,300 family, plus $1,000 catch-up at age 55+. Must be enrolled in qualifying HDHP. State tax treatment varies (CA/NJ tax HSA). Have us run the real numbers. Phone 689-331-5723.