OBBBA . Schedule 1-A

No Tax on Tips Calculator

Estimate the qualified tips deduction you can claim for 2025 through 2028. Up to 25,000 dollars per taxpayer.

Qualified tips reported this year ($)

Filing status

Modified adjusted gross income, MAGI ($)

Your marginal tax rate

Your estimated tips deduction

Eligible tips (max 25,000)

Income phase-out reduction

Your tips deduction

Estimated federal tax saved

Have our office file your Schedule 1-A

Read the full no tax on tips rules for 2026 →

For tax years 2025 through 2028, qualified workers can deduct up to 25,000 dollars of reported tips per taxpayer, on top of the standard deduction, claimed on IRS Schedule 1-A. The deduction is reduced by 100 dollars for every 1,000 dollars of MAGI above 150,000 dollars (300,000 dollars joint). On a joint return each spouse has a separate 25,000 dollar limit. Estimates only, not tax advice. Phone 689-331-5723.